Key Takeaways 43% of small businesses have been threatened with, or engaged in, litigation, according to a U.S. Chamber Institute for Legal Reform study cited by The Hartford. Small businesses earning $10 million or less in annual revenue account for just 20% of commercial revenues, but they bear 48% of commercial tort costs, per Institute...
Key Takeaways A Michigan jury awarded cannabis grower Hello Farms $31.8 million for breach of contract. The Sixth Circuit reversed it in September 2026. The contract was voided because performing it required violating the federal Controlled Substances Act, not because the parties failed to form an agreement. Marijuana’s 2026 move to Schedule III did not...
Picture this: it’s a Tuesday morning, someone opens what looks like an invoice email from a regular vendor, and by lunchtime the business’s bank account is $40,000 lighter. No dramatic hacker-in-a-hoodie moment. No warning siren. Just one click. That’s the uncomfortable truth about small business cybercrime: it rarely looks like the movies. It looks ordinary,...
Key Points: The projected 2027 Social Security COLA is currently approximately 3.5% to 3.6%, but the official adjustment has not yet been announced. The COLA affects Social Security benefits; it does not require private employers to increase wages by the same percentage. The Social Security taxable wage base—not the COLA—may directly affect employer payroll-tax costs....
Reddit communities like r/Entrepreneur can be a useful place for business owners to hear real questions, market frustrations, startup lessons, and candid feedback from other founders. For someone starting or growing a business, that kind of unfiltered discussion can be valuable. But Reddit is not a legal plan, a contract review, a tax strategy, or...
At a Glance It’s unlikely that Callaway intentionally crashed its stock to benefit from its $200 million share buyback. The theory could amount to market manipulation and insider trading, not a legitimate buyback strategy. The math doesn’t work: potential buyback savings were far smaller than the value lost from the controversy. Callaway acknowledged the real...
Finding the right lawyer in Orlando can feel difficult when you are already dealing with a business issue, dispute, contract concern, real estate matter, or any other legal problem. While it might be tempting to hire the first lawyer who appears online, this is usually a big mistake. Before signing any engagement agreement, it’s important...
Affiliate marketing can help a Florida business reach new customers through publishers, influencers, bloggers, creators, referral partners, and other third-party marketers. But when someone is paid to promote a business, product, or service, the relationship can create legal, financial, and brand risks. A written affiliate marketing agreement can help define how the relationship works. It...
Businesses raising private capital often rely on Regulation D, especially Rule 506(b) or Rule 506(c). Both exemptions allow issuers to raise an unlimited amount of money without registering the securities offering with the Securities and Exchange Commission (SEC), but they work very differently. For Florida companies, the choice between Rule 506(b) and Rule 506(c) often...
Buying a franchise can provide a faster path to business ownership than starting a company from scratch. Instead of building a brand, operating system, and customer base on your own, you gain access to an established business model and ongoing support from the franchisor. However, for first-time franchise buyers, the most important question is often...
Choosing the right fundraising strategy can significantly affect a company’s growth, regulatory obligations, investor relationships, and long-term goals. Businesses seeking capital often face a fundamental decision: pursue a private placement or conduct a public offering. While both approaches can provide access to investment capital, they involve different legal requirements, costs, timelines, and investor pools. Understanding...
Key Takeaways: Regulation D provides exemptions from SEC registration requirements for certain private securities offerings. Rules 504, 506(b), and 506(c) are the most commonly used Reg D exemptions. Rule 506(b) generally prohibits general solicitation but allows up to 35 non-accredited investors under certain circumstances. Rule 506(c) permits public advertising but requires verification of accredited investor...
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